The Federal Direct Loan Program enables students who are U
Federal Direct Loans
S. citizens or U.S. permanent residents and enrolled at least half-time (two units) to borrow directly from the federal government rather than from a bank. Loans made through this program include the Direct Subsidized and the Direct Unsubsidized Loans. Eligibility for the Subsidized Loan is determined by the information provided on the FAFSA.